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Financial goals describe the desired of your financial planning activities. Most financial advisors recommend developing goals with three broad categories of completion dates:Long-term goals, which identify wants and needs that are expected to be realized from nowShort-term goals, which address more immediate needs and wants, such as those occurring within the next months goals, which identify wants and needs that occur between the other two categoriesYour financial goals and aspirations can be differentiated according to several criteria, including their target completion dates, potential effectiveness, importance, and estimated cost, among others.