Glenbrook/PSCU characterize the move to faster payments in the U.S. as traveling along two tracks. The first track is “real-time account-to-account systems.” One important example of this track is the Real Time Payments System developed by The Clearing House (TCH). This system is intended mainly for ___ payments and involves instant payment and ____settlement. (p. 4) Group of answer choices P2P; instant P2P; delayed B2B; instant B2B; delayed