Question 6 of 25 As an agent or adviser, which of the following is NOT a reason for you to obtain information about a prospect's or client's assets before recommending life insurance? 1. Existing liquid assets can reduce the amount of needed life insurance. 2. Significant amounts of assets can increase the need for life insurance. 3. Existing liquid assets may be an important source of premium payments. 4. Compliance requirements demand that recommended life insurance not exceed a specific multiple of the prospect's assets.